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Education Loan

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Education Loan

Education Loan Documentation Checklist

Documents Required from Student
  • Passport size photos of both student and Co-Applicant
  • Copy of student’s passport
  • Copy of student’s pan card/Aadhar Card
  • Bank statement of student (if major)
  • Offer and admission acceptance Letter the University/College
  • Students’ educational documents :
1) 10th Marksheet
2) 12th marksheet
3) Diploma/ Bachelor’s/ Masters all subsequent marksheets
4) Provisional/Degree Certificates
5) IELTS/PTE/TOEFL score card
6) Any other entrance test score card (GRE/GMAT/SAT/ACT wherever applicable)
7) Resume of student (if work experience)
8) Explanation of Gap (if any)
9) Scholarship documents (if any)
Documents Required from Co-applicant (if salaried) :
  • Id proof : Passport, PAN card, Voter’s ID card, Driving License, Aadhaar card, etc
  • Address proof : Light Bill, Property Tax Bill, Utility Bill (not more than 3 months old)
  • Last 3 months salary slips/ salary certificate
  • Last 6 months bank statement showing salary credits
  • Last 2 years Form 16 / Income Tax returns
  • Documents for other sources of income (Rental income, agricultural income, pension income, etc.)
  • Statement of account of existing loans (if any)
  • Property related documents (if secured loan)
Documents Required from Co-Applicant if Self-employed (Professionals/Individual) :
  • Id proof : Passport, PAN card, Voter’s ID card, Driving License, Aadhaar card, etc
  • Residential Address proof : Light Bill, Property Tax Bill, Utility Bill (not more than 3 months old)
  • Office address proof : Light Bill, Property Tax Bill, Utility Bill (not more than 3 months old)
  • Business Proof : (MSME certificate, Shop establishment certificate, GST certificate, etc)
  • Last 12 months bank statement of company and personal savings account
  • Last 3 years Income Tax Returns with computation of income, P&L Account, Balance Sheet, Audit report (if applicable)
  • Documents for other sources of income (Rental income, agricultural income, pension income, etc.)
  • Statement of account of existing loans (if any)
  • Property related documents (if secured loan)